SKILLNEST SCHOOL PRIVATE LIMITED
CIN: U85500KA2026PTC220735
Registered Office:
No 4, Ground Floor, Thimmaiah Road Cross, H.K.P. Road, Bangalore North, Bangalore-560051, Karnataka.
Website: www.montrecy.com
Support Email: customersupport@montrecy.com
Support Phone: {{Support Phone}}
Welcome to MontreCY™, a financial literacy learning platform developed and operated by SKILLNEST SCHOOL PRIVATE LIMITED (“SKILLNEST”, “Company”, “we”, “our”, or “us”).
MontreCY™ is designed to help children build practical financial knowledge and lifelong money management skills through an engaging, age-appropriate, and level-based learning experience. The platform combines interactive learning modules, assessments, quizzes, real-life activities, additional courses, competitions, events, rewards, and other educational experiences to encourage continuous learning and skill development.
The platform is intended for use by children under the guidance and supervision of their parent or legal guardian. Parents play an integral role in managing child profiles, purchasing subscriptions and additional courses, approving eligible purchases and event registrations, monitoring progress, and supporting their child's learning journey.
These Terms of Use (“Terms”) govern your access to and use of the MontreCY™ website, mobile applications, services, learning content, events, store, and all related features (collectively referred to as the “Platform”).
By creating an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are accepting these Terms on behalf of a child, you represent and warrant that you are the child's parent or legal guardian and have the authority to accept these Terms on their behalf.
If you do not agree with these Terms, you must not access or use the Platform.
These Terms constitute a legally binding agreement between you and SKILLNEST SCHOOL PRIVATE LIMITED regarding your use of MontreCY™.
These Terms apply to all users of the Platform, including but not limited to:
Certain services offered through the Platform may also be governed by additional policies, including but not limited to our Privacy Policy, Refund & Cancellation Policy, Shipping & Delivery Policy, Event-specific guidelines, and any other policies published by the Company from time to time. Such policies form an integral part of these Terms.
For any questions regarding these Terms or the Platform, please contact:
SKILLNEST SCHOOL PRIVATE LIMITED
Website: www.montrecy.com
Support Email: customersupport@montrecy.com
Support Phone: {{Support Phone}}
© 2026 SKILLNEST SCHOOL PRIVATE LIMITED. All rights reserved. MontreCY™ is a trademark of SKILLNEST SCHOOL PRIVATE LIMITED.
For these Terms of Use, unless the context otherwise requires, the following terms shall have the meanings set out below:
An account created on the Platform that enables a user to access and use the services offered by MontreCY™. An Account may be a Parent Account or include one or more linked Child Profiles.
A standalone paid learning course offered through the Platform, separate from the main subscription-based financial literacy program. Additional Courses may have their own content, duration, learning outcomes, and access terms.
A learner between the ages of 6 and 18 years who accesses the Platform under the supervision of a Parent or Legal Guardian through a registered Parent Account.
A learning profile created and managed under a Parent Account for an individual child. Each Child Profile maintains its own learning progress, assessments, courses, rewards, Wallet Points, certificates, and event participation.
SKILLNEST SCHOOL PRIVATE LIMITED, including its successors, affiliates, subsidiaries, representatives, and authorised personnel, operating the MontreCY™ Platform.
All educational and non-educational material made available through the Platform, including but not limited to videos, text, graphics, images, illustrations, assessments, quizzes, activities, assignments, worksheets, questions, documents, audio, animations, software, designs, layouts, user interfaces, downloadable resources, and other learning materials.
Any competition, workshop, webinar, bootcamp, challenge, seminar, or other online or offline learning activity organised, hosted, sponsored, or facilitated by the Company, whether free or paid.
An assessment conducted by the Company to evaluate a Child's financial literacy knowledge and determine an appropriate learning level within the Platform. The assessment methodology, evaluation criteria, scoring process, and level assignment framework are proprietary to the Company.
An individual who is at least 18 years of age and is legally authorised to create and manage a Parent Account, supervise one or more Child Profiles, make purchases, approve eligible transactions, and accept these Terms on behalf of a Child.
The primary account created by a Parent or Legal Guardian to manage one or more Child Profiles, subscriptions, purchases, event approvals, Store approvals, account settings, and other Platform activities.
Collectively refers to the MontreCY™ website, mobile applications, software, services, learning content, Store, Events, assessments, additional courses, communication channels, and all related products and services made available by the Company.
Any form of recognition, appreciation, incentive, achievement, prize, certificate, digital badge, Wallet Points, merchandise, or other benefits that the Company may award for participation, learning progress, competitions, promotional campaigns, or any other activities conducted through the Platform.
The digital catalogue available within the Platform where eligible users may redeem Wallet Points for selected products, merchandise, educational materials, or other items, subject to applicable eligibility criteria, availability, and these Terms.
A paid plan that provides access to the Platform's core financial literacy learning program and associated subscription benefits for the subscribed Child Profile(s), subject to the applicable subscription plan and validity period.
These MontreCY™ Terms of Use, including any amendments, updates, schedules, annexures, policies, and documents incorporated herein by reference.
Any individual accessing or using the Platform, including Parents, Legal Guardians, Children, visitors, subscribers, purchasers, event participants, or any other authorised users.
Promotional digital points issued by the Company under its proprietary rewards framework that may be redeemed, subject to these Terms, for eligible items available through the Store. Wallet Points are promotional in nature, have no monetary value, are non-transferable, cannot be exchanged for cash, and may only be used in accordance with the policies established by the Company.
The official MontreCY™ website currently accessible at www.montrecy.com, including any future domains or subdomains operated by the Company for the Platform.
Refer to SKILLNEST SCHOOL PRIVATE LIMITED, its successors, assigns, affiliates, subsidiaries, employees, authorised representatives, and service providers, as the context requires.
Refer to any User of the Platform and, where applicable, includes the Parent or Legal Guardian acting on behalf of a Child.
These Terms constitute a legally binding agreement between you and SKILLNEST SCHOOL PRIVATE LIMITED governing your access to and use of the MontreCY™ Platform.
By accessing, registering for, browsing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any other policies published by the Company from time to time.
If you do not agree to these Terms, you must immediately discontinue your use of the Platform.
The Platform is designed for children between the ages of 6 and 18 years and their Parents or Legal Guardians.
Children are not permitted to create or operate independent accounts on the Platform.
Every Child Profile must be created, managed, and supervised by a Parent or Legal Guardian through a registered Parent Account.
By creating a Child Profile or permitting a Child to use the Platform, the Parent or Legal Guardian:
The Company may rely on the Parent or Legal Guardian's acceptance of these Terms as acceptance on behalf of the Child.
Only individuals who are 18 years of age or older and are legally competent to enter into a binding agreement under applicable law may create and operate a Parent Account.
The Company reserves the right to request reasonable verification of age or identity where necessary.
You agree that all information provided while creating or managing your account is accurate, complete, and up to date.
You are responsible for promptly updating any information that changes, including but not limited to your name, email address, mobile number, and Child Profile details.
The Company shall not be responsible for any consequences arising from inaccurate, incomplete, or outdated information provided by you.
You agree to use the Platform in accordance with:
You shall not use the Platform for any unlawful, fraudulent, abusive, or unauthorised purpose.
The Company may modify these Terms from time to time to reflect changes in the Platform, applicable laws, business practices, or operational requirements.
Where required by applicable law, the Company will notify users of material changes through the Platform, email, or other appropriate communication channels.
Your continued use of the Platform after the revised Terms become effective constitutes your acceptance of the updated Terms.
If you do not agree with the revised Terms, you must discontinue your use of the Platform.
Your access to and use of the Platform is also governed by our Privacy Policy, Refund Policy, and any event-specific or course-specific guidelines published on the Website from time to time.
The Company reserves the absolute right to refuse access, suspend registration, or terminate any Account or Child Profile if we believe that such registration violates these Terms, eligibility requirements, or applicable law.
To access certain features of the Platform, a Parent or Legal Guardian must create a Parent Account by providing the information requested during registration.
By registering an account, you represent and warrant that:
The Company reserves the right to verify the information provided during registration and may request additional information where reasonably necessary.
A Parent Account serves as the primary account through which Parents or Legal Guardians can manage their family's activities on the Platform.
Depending on the services offered by the Platform, a Parent Account may allow the Parent or Legal Guardian to:
The Parent remains responsible for all activities carried out through their Parent Account and all linked Child Profiles.
Each Child using the Platform must have an individual Child Profile linked to a Parent Account.
Every Child Profile maintains its own:
A Parent Account may create and manage multiple Child Profiles, subject to any limits prescribed by the applicable subscription plan.
The Platform allows a Parent to switch between their Parent Account and linked Child Profiles using the features provided within the Platform.
Certain actions may only be performed while using the Parent Account, including but not limited to:
Children may access only those features specifically made available through their Child Profile.
You are responsible for maintaining the confidentiality and security of your login credentials, authentication codes, and any other security information associated with your account.
You agree to:
The Company shall not be liable for any loss arising from unauthorised use of your account resulting from your failure to maintain the security of your credentials.
The Company may, at its sole discretion, verify the identity of a Parent or Legal Guardian, validate account information, or request supporting documentation where necessary to:
Failure to provide requested information within a reasonable period may result in restricted access to certain features or suspension of the account until verification is completed.
The Parent or Legal Guardian acknowledges and agrees that they are responsible for all activities performed through the Parent Account and every Child Profile linked to that account, including:
The Company reserves the right, at its sole discretion, to temporarily suspend, restrict, or permanently terminate any Parent Account or Child Profile, with or without prior notice, if it reasonably believes that:
Where appropriate, the Company may provide an opportunity to rectify the issue before taking permanent action. However, nothing in this clause obligates the Company to provide prior notice where immediate action is reasonably necessary to protect the Platform, its users, or the Company's legitimate interests.
A Parent or Legal Guardian may request the closure of their Parent Account by contacting the Company's support team through the contact details published on the Platform.
Closure of a Parent Account may result in the loss of access to associated Platform features, including linked Child Profiles, subscriptions, learning records, Wallet Points, Store access, event registrations, and other services, subject to the Company's data retention obligations and applicable laws.
The Company may require verification of the request before processing account closure.
Parents may request the deletion of a Child Profile where permitted by applicable law and the Company's policies.
Before processing such a request, the Company may require reasonable verification of the identity and authority of the requesting Parent or Legal Guardian.
Certain records may continue to be retained where necessary to:
Closure or termination of an account does not automatically require the immediate deletion of all associated data.
The Company may retain certain information for the period required under applicable law or for legitimate business purposes, including but not limited to audit requirements, financial record keeping, dispute resolution, fraud prevention, security investigations, and enforcement of these Terms.
The collection, use, retention, and deletion of personal information shall remain subject to the Company's Privacy Policy.
By creating an account or using the Platform, you consent to receive electronic communications from the Company relating to your use of the Platform.
Such communications may include, but are not limited to:
Where required by applicable law, promotional or marketing communications will only be sent in accordance with your communication preferences and applicable legal requirements.
Certain features, services, or functionality may vary depending on factors including, but not limited to:
The Company reserves the right to introduce, modify, suspend, or discontinue any feature, functionality, or service, either temporarily or permanently, at its sole discretion.
Termination, suspension, or closure of an account shall not affect any rights, obligations, or liabilities that accrued prior to such termination.
Clauses relating to intellectual property, payments, refunds, data retention, confidentiality, limitation of liability, dispute resolution, governing law, and any other provisions which by their nature are intended to survive shall continue to remain in full force and effect.
MontreCY™ is an educational platform operated by SKILLNEST SCHOOL PRIVATE LIMITED that offers financial literacy programmes and related educational services for children under the guidance and supervision of their Parent or Legal Guardian.
The Platform may provide access to educational content, assessments, subscriptions, courses, events, rewards, certificates, redemption programmes, merchandise, and other products, services, features, or experiences that the Company may introduce from time to time.
The availability of any feature, service, content, programme, event, reward, course, subscription, or other offering may vary based on factors including, but not limited to:
The Company does not guarantee that any particular service or feature will be available at all times or in all locations.
The Company reserves the right, at its sole discretion and without prior notice, to:
Such modifications shall not constitute a breach of these Terms.
All features, workflows, business rules, algorithms, scoring mechanisms, learning pathways, reward systems, evaluation criteria, and operational methodologies implemented within the Platform are proprietary to the Company and constitute its confidential intellectual property.
Nothing contained on the Platform or in these Terms shall be interpreted as granting any right to access, reproduce, reverse engineer, disclose, or otherwise use such proprietary methodologies except as expressly permitted by the Company.
The Platform is intended to support financial literacy and learning through educational experiences.
While the Company endeavours to provide high-quality educational content and services, it does not guarantee any specific educational, academic, behavioural, financial, or personal outcomes arising from the use of the Platform. Individual results may vary depending on a variety of factors, including the learner's participation, effort, parental involvement, and other circumstances beyond the Company's control.
Certain features, products, services, programmes, subscriptions, events, courses, merchandise, or other offerings made available through the Platform may require payment of applicable fees.
All payments shall be processed through payment service providers authorised by the Company. The Company does not store or process payment card information except as required to facilitate transactions through its authorised payment partners.
All fees, pricing, taxes, and applicable charges will be displayed at the time of purchase and must be paid in accordance with the payment terms presented during the transaction.
Access to certain features of the Platform may be subject to the purchase of a subscription or other paid offering.
Unless otherwise expressly stated by the Company, subscriptions do not renew automatically and must be renewed manually by the user.
The scope, duration, benefits, pricing, eligibility criteria, and availability of any subscription, course, event, product, or other offering are determined solely by the Company and may be modified from time to time.
The Company may, at its sole discretion, introduce rewards, Wallet Points, certificates, prizes, recognition programmes, promotional offers, or other incentives as part of the Platform.
Such benefits are promotional in nature and are governed by the Company's policies, eligibility criteria, and programme rules in effect at the relevant time.
The Company reserves the right to introduce, modify, suspend, withdraw, or discontinue any such programme, including its eligibility criteria, validity, availability, and redemption conditions, without prior notice.
Wallet Points are promotional credits issued by the Company and are intended solely for use within the Platform in accordance with the Company's policies.
Wallet Points:
Where the Platform permits redemption of Wallet Points or other promotional benefits, such redemption shall be subject to eligibility, verification, availability, applicable policies, and stock availability.
The Company reserves the right to substitute, replace, modify, or discontinue any item or offering available through the Platform without prior notice.
Orders may be cancelled by the user only before dispatch, where such cancellation is permitted by the Company. Requests for replacement of delivered merchandise shall be considered on a case-by-case basis in accordance with the Company's applicable policies.
Refunds, cancellations, replacements, and other post-purchase requests shall be governed by the Company's applicable Refund & Cancellation Policy and any other policies published from time to time.
Nothing in these Terms shall be interpreted as creating an automatic right to cancellation, refund, replacement, or compensation except where expressly required by applicable law or the Company's published policies.
All applicable taxes, duties, levies, or statutory charges shall be applied in accordance with applicable laws.
Where required, invoices or other transaction records will be issued in accordance with applicable legal and tax requirements.